Shopping with installments offers more benefits than you think!
Minimum formalities
Simple credit approval rules
Fast credit decision
Identity verification
via SMS or
by transfer (refundable) 1 PLN
Maximum benefits
Always at hand
submit your credit application
on your smartphone, tablet, or
computer
Installment tailored to your capabilities
Credit period up to 60 months
No down payment required
All our products are covered by 0% installments
For the credit for the purchase of goods and services offered by Santander Consumer Bank S.A. with its registered office in Wrocław, the indicated Annual Percentage Rate (APR) of 11.46% was calculated based on a representative example as of January 13, 2026.